Forms Disclosures & Fees

Disclosures

New Accounts

• Electronic Fund Transfer Agreement and Disclosure
• Funds Availability Disclosure
• Membership & Account Agreement
• Privacy Notice Disclosure
• Truth in Savings for Certificates
• Truth in Savings for Savings Accounts

Mastercard®

• Mastercard Application & Solicitation Disclosure
• Consumer MasterCard Agreement
• MasterCard Guide to Benefits
• Merchant Direct Platinum Disclosure
• Merchant Direct MasterCard Agreement
• Business MasterCard Agreement

Electronic

• eDeposit Agreement
• Bill Payer Agreement

Fee Schedules

• American Heritage Fee Schedule
• Business Fee Schedule

Account Forms

• Overdraft Privilege Consent Form
• Stop Payment Request
• Written Statement of Unauthorized Debit (ACH)
• ATM Debit Card and MasterCard Non-Fraud Dispute Form
• ATM Debit Card and MasterCard Fraud Dispute Form
• Member Service Request Form

Account Maintenance Request Forms

• Request various maintenance options on your account

Business Account Forms

• Business Membership and Account Agreement Form