Discounts for First Time Homebuyers

First-time Homebuyers can earn a $500 closing cost credit AND a $250 Home Depot gift card when they use our realtors and mortgage team.
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Refinance Your Home with Lower Rates and No Closing Costs!

With rates as low as 3.74% APR* and NO closing costs*, you can lower your monthly payment and avoid closing costs. Apply now and see how much you can save.
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Consolidate Your Debt with No Balance Transfer Fee!

Consolidate debt, save on interest and lower your payments with our Platinum Preferred Mastercard®. Enjoy 0.00% APR on Purchases and Balance Transfers for the first 9 months, and 9.99% APR* thereafter.
APPLY TODAY

Enjoy 1.25% APY on Certificates and IRAs!

We’ve increased our Certificate and IRA rates and have among the highest rates in the region! Our new 15-Month, 1.25% APY* can help you plan and save with peace of mind.
Learn more about our Certificates

Convenient Products & Services For You & Your Family

Sell Your Home with a 4.5% Broker Fee and Save!

Use American Heritage’s own real estate agency, First Heritage Realty Alliance. Our professional, top-rated agents will help save when you sell your home, with broker fees as low as 4.5%.
LEARN MORE ABOUT OUR REALTY AGENCY

Buy a New or Used Car and Save!

You can buy or refinance your automobile with American Heritage and save with rates as low as 2.99% APR* and for 75 months. And, enjoy NO PAYMENTS for the first two months.
LEARN MORE ABOUR OUR AUTO LOANS

Our Cecilia B. Grady Scholarship Program is live!

We're providing 30 $1,000 scholarships to graduating high school seniors enrolling in an accredited undergraduate program or trade school in the 2022-2023 academic year.
LEARN MORE

Featured Rates

10 Year Mortgage

3.750%

Interest Rate
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15 Month Certificate/IRA

1.25%

APY*
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60 Month Certificate/IRA

1.60%

APY*
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Home Equity

2.49%

APR*
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How much have we given back to members?

Imagine a bank that you own! As a member, you are an owner of American Heritage Credit Union. This year, we’ve already paid this amount to our members in dividends:
$ 2,444,433
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Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!
Join the Cause